Mortgage Payment Protection Insurance
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Mortgage Payment Protection is designed to help pay your mortgage repayments in the event of Accident, Sickness (Disability)
and Involuntary Unemployment.Mortgage Payment Protection Insurance (MPPI) which is sometimes referred to as (ASU) Accident, Sickness (Disability) and Involuntary
Unemployment cover pays a monthly benefit to help cover your mortgage repayments for up to 12 months, if you are unable to work
as a result of an Accident, Sickness (Disability) or Involuntary Unemployment.
We believe our Mortgage Payment Protection Insurance policy offers UK homeowners complete peace of mind protection at the best
possible price. This comprehensive policy provides full ASU cover on a back to day one basis
for only £4.20 per £100 of monthly benefit – we don´t know of any other MPPI that offers lower
premiums on a like for like basis!
Mortgage Payment Protection Insurance policy is underwritten by Alpha Insurance A/S.
Simply choose the type of cover you require:
LOW RATE COVER OPTIONS
ASU - Accident, Sickness (Disability) & Unemployment - up to 12 Months benefit per claim - paid after a 30 day waiting period on a back to day one basis.
AS - Accident & Sickness (Disability) only - up to 12 Months benefit per claim - paid after a 30 day waiting period on a back to day one basis.
Monthly premiums for full
ASU are only £4.85 per £100 of monthly cover.


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Loan Payment Protection Insurance
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Loan Protection is designed to help pay your financial commitments in the event of Accident, Sickness (Disability) and Involuntary Unemployment.
Simply choose the type of cover you require:
LASU for loans up to £60K - Life, Accident, Sickness (Disability) & Unemployment - up to 12 Months benefit per ASU claim - paid after a 30 day waiting period on a back to day one basis. Life benefit - the outstanding amount of your loan up to a limit of £60K, less any arrears payable on death.
LASU for loans up to £30K - Life, Accident, Sickness (Disability) & Unemployment - up to 12 Months benefit per ASU claim - paid after a 30 day waiting period on a back to day one basis. Life benefit - the outstanding amount of your loan up to a limit of £30K, less any arrears payable on death.
LAS for loans up to £60K - Life, Accident, Sickness (Disability) - up to 12 Months benefit per AS claim - paid after a 30 day waiting period on a back to day one basis. Life benefit - the outstanding amount of your loan up to a limit of £60K, less any arrears payable on death.
LAS for loans up to £30K - Life, Accident, Sickness (Disability) - up to 12 Months benefit per AS claim - paid after a 30 day waiting period on a back to day one basis. Life benefit - the outstanding amount of your loan up to a limit of £30K, less any arrears payable on death.
ASU - Accident, Sickness (Disability) & Unemployment - up to 12 Months benefit per ASU claim - paid after a 30 day waiting period on a back to day one basis.
AS - Accident & Sickness (Disability) only - up to 12 Months benefit per AS claim - paid after a 30 day waiting period on a back to day one basis.
Monthly premiums for full
ASU are only £4.65 per £100 of monthly cover.

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Short Term Income Protection Insurance
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Short Term Income Protection is designed to help pay your financial commitments in the event of Accident,
Sickness (Disability) and Involuntary Unemployment.
Simply choose the type of cover you require:
ASU - Accident, Sickness (Disability) & Unemployment - up to 12 Months benefit per claim - paid after a 30 day waiting period on a back to day one basis.
AS - Accident & Sickness (Disability) only - up to 12 Months benefit per claim - paid after a 30 day waiting period on a back to day one basis.
Monthly premiums for full
ASU are only £4.95 per £100 of monthly cover.


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Credit Card Payment Protection Insurance
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Credit Card & Payment Protection Insurance (CCPPI) which is also referred to as Payment Protection Insurance (PPI) has been in the news headlines a great deal lately, as the extortionate premiums charged by some credit card companies and store cards has been exposed as a complete rip off. The worst offenders only pay 3% of a customer´s outstanding balance in the event of having to claim due to Accident, Sickness (Disability) or Involuntary Unemployment.
Payment Protection Insurance specifically for UK credit cards has always only ever been available from the card providers themselves and that´s why Paymentcare´s new Credit Card Payment Protection policy offers UK card holders a great alternative. Customers simply select an amount between £1000 and £5000 that best reflects the average outstanding balance across their credit card(s)..
What´s Unique about Credit Card Protection?


UK´s lowest cost stand alone credit card cover per £100 of outstanding balance at only £0.65.

True protection when you need it most – unlike every other credit card payment protection insurance
you do not pay for the insurance
during a claim period.
How Does it Work?


Choose the level of cover that´s closest to your average monthly outstanding credit card balance(s) between £1000 and £5000.

Cover as many of your credit cards as you wish. The minimum cover amount is £1000 and the maximum is £5000 in total.

e.g. Assuming you have an average monthly outstanding balance of £5000 on your credit card(s)
we pay 10% = £500 per month during a claim period, for up to a maximum of 10 months.

Monthly premiums for full
LASU are only £0.65 per £100 of outstanding balance (min £1000 – max £5000).


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